by Robert Borges on January 21, 2025
North Carolina has become a sought-after destination for retirees, offering an appealing mix of natural beauty, low costs, and lifestyle amenities. From the serene coastline to the majestic mountains, the Tar Heel State offers diverse living options for retirees seeking an active, fulfilling lifestyle. Let’s explore why so many people ask, “Is North Carolina a good place to retire?”
Reasons to Retire in North Carolina
Tax Benefits for Retirees
If you’re researching which states do not tax retirement income, North Carolina is a standout. The state exempts all Social Security retirement benefits from income taxes, has no State Estate Tax, and boasts a low corporate income tax. For retirees with entrepreneurial aspirations or those seeking to stretch their savings, this makes North Carolina a tax-friendly haven.
Affordable Cost of Living
Compared to national averages, North Carolina offers a low cost of living, allowing retirees to enjoy more for less. With lower expenses for housing, utilities, and transportation, you can take full advantage of the state’s lifestyle and activities while staying budget-conscious.
Beachfront Bliss
Dreaming of retiring near the ocean? North Carolina’s more than 300 miles of coastline include some of the best places to retire near a beach. Coastal towns like Wilmington and the Outer Banks offer sandy beaches, scenic boardwalks, and vibrant communities that cater to retirees seeking oceanfront living.
Island Escapes
North Carolina’s Outer Banks—home to islands like Hatteras, Roanoke, and Ocracoke—offer a unique opportunity to embrace island living. From shipwreck diving to exploring rich maritime history, these barrier islands offer a laid-back lifestyle for retirees who crave adventure and tranquility.
Mountain Retreats
For retirees drawn to cooler climates and breathtaking views, North Carolina’s Appalachian Mountains are perfect. The Smoky and Blue Ridge Mountains offer active living opportunities like skiing, hiking, and fishing, as well as tranquil communities nestled amidst awe-inspiring scenery.
A Fascinating History
History buffs will find no shortage of cultural landmarks in North Carolina. From Civil War battlefields to the Wright Brothers National Memorial, the state’s storied past offers endless exploration for those interested in retirement living with a touch of history.
Culinary Delights
Food enthusiasts can savor North Carolina’s distinct cuisine, especially its vinegar-based barbecue, fresh seafood, and comforting Southern dishes. Retiring here means indulging in some of the nation’s most unique and flavorful culinary traditions.
Sports and Recreation
Sports fans will feel right at home in North Carolina. With 21 professional and minor league teams and world-class venues like the NASCAR Hall of Fame and Charlotte Motor Speedway, the state offers a wide range of both professional and recreational sports options for retirees.
Mild Four-Season Climate
North Carolina offers the beauty of all four seasons with milder winters compared to northern states. Retirees can enjoy snow-capped mountains in winter, springtime blooms, warm summers by the beach, and vibrant fall foliage, making the state ideal for an active retirement lifestyle year-round.
Diverse Retirement Communities
Whether you’re looking for exclusive, high-end neighborhoods or affordable options, North Carolina has something for everyone. The state is home to numerous active retirement communities, offering amenities like golf courses, fitness centers, and social clubs tailored to 55+ lifestyles.
Finding Your Perfect Retirement Community
If you’re still asking, “Is North Carolina a good place to retire?”, the answer lies in exploring its variety of lifestyle options. From mountain retreats to beachfront havens, North Carolina truly has it all.
Ready to start your search? Whether you’re drawn to North Carolina or another destination, PrivateCommunities.com is your go-to resource. Explore hundreds of the country’s best lifestyle communities for retirees, active adults, and 55+ living. Find your ideal home and start living your best life.
Bonus Resources:
- Learn what to know about pickleball and its growing popularity among retirees.
- Browse our curated list of active retirement communities to discover the perfect match for your lifestyle.
