by Robert Borges on November 13, 2024
Retiring in Florida doesn't have to break the bank. The Sunshine State offers warm weather, a low-maintenance lifestyle, and endless activities—all accessible on a budget. Here’s a look at some of Florida’s most affordable 55 plus communities, where you can enjoy an active retirement without overspending.
Top Affordable 55+ Communities in Florida
Solivita - Poinciana, FL
Homes starting from $200,000
Solivita offers vibrant living for active adults who crave a fun and social atmosphere. Located just 21 miles south of Orlando’s top attractions, Solivita combines the best of nature and resort-style living across 12 picturesque neighborhoods. Homebuyers can choose from new attached and detached Tuscan-inspired homes that feature scenic lake views, nature preserves, and access to two golf courses. Plus, the community brims with activities: two expansive amenity centers, multiple pools, fitness classes, art studios, and endless social clubs for every interest.
Sun City Center - Sun City, FL
Homes starting from the low $100,000s
Nestled between Tampa and St. Petersburg, Sun City Center is like a town unto itself, with an array of shops, restaurants, healthcare facilities, and more within the community. As one of Florida’s premier active adult communities, Sun City Center features eight golf courses with 162 holes, numerous sports courts, three clubhouse campuses, and nearly 200 clubs and interest groups. Residents have access to resort-style pools, Har-Tru tennis courts, pickleball, a softball field, and two dog parks. Plus, with just a short drive, residents can reach Gulf Coast beaches, professional sports events, and cultural experiences in Tampa and Sarasota.
Del Webb Stone Creek - Ocala, FL
Homes starting from the mid $200,000s
Del Webb Stone Creek in Ocala combines luxury with affordability in a gated, resort-style setting. Between Orlando, Tampa, and Gainesville, the community’s remodeled clubhouse offers a full calendar of events led by an onsite lifestyle director. Amenities include a heated pool, spa, café, fitness center, and even a ballroom for social gatherings. Outdoor activities are plentiful, with walking trails, sports courts, a dog park, and even a fishing pier. Homes in Del Webb Stone Creek are thoughtfully designed with spacious owner’s suites, walk-in closets, and covered lanais, perfect for enjoying Florida’s year-round sunshine.
On Top of the World Communities - Ocala, FL
Homes starting at $300,000
One of central Florida’s most popular and affordable 55 plus communities, On Top of the World offers affordable quality homes starting in the $300,000s. Known for its construction standards and energy-efficient features, this community allows buyers to enjoy Florida living at an incredible value. Residents enjoy three golf courses, swimming pools, fitness centers, social clubs, and event spaces, all while living minutes from dining, shopping, and outdoor recreation in Ocala. The wide range of amenities and commitment to quality make it a top choice for retirees seeking an affordable, active lifestyle.
WaterSong at RiverTown - St. Johns, FL
Homes starting from the mid $300,000s
WaterSong at RiverTown is an exclusive enclave designed for active adults 55 and over. Along with a clubhouse, resort-style and lap pools, and a fitness center, WaterSong residents enjoy bocce and pickleball courts, a dog park, and an event lawn. As part of RiverTown, homeowners also have access to additional amenities like the RiverClub and RiverHouse, which feature dining options, a fishing pier, hiking trails, and riverfront views. WaterSong provides a perfect mix of relaxation and recreation with convenient access to Jacksonville’s beaches and cultural hubs.
Explore More Affordable 55+ Communities in Florida and Beyond
Florida offers a wealth of affordable 55+ communities for retirees, and there are even more options across the U.S. Explore dozens of budget-friendly communities on PCR, where you can find your ideal location, price, and amenities. Plus, consider other retirement areas, such as whether is Arkansas a good place to live or explore gated communities in Bluffton, SC. Discover your perfect retirement spot with PCR’s community search tool and start living your dream!
