by Robert Borges on September 24, 2024
Yes, Georgia can be a wonderful place to retire because of the tax breaks for retirees, a lower cost of living, and a pleasant climate with mild winters. Finding your landing pad for the next chapter of your life can feel like a tall order–you want to feel secure and have a sense of community, but still need amenities and activities that leave you feeling invigorated.
Private Communities offers luxury lifestyle 55+ communities in South Carolina, Georgia, and across the United States so you can adventure into a new beginning without ever being too far from your roots.
Georgia has recently become a destination point for retirees to settle into, rivaling Southern California and Florida. In this post, we’ll explore exactly why Georgia is the perfect spot for seniors to settle in.
Top Reasons to Retire in Georgia
While you might hear just how ‘peachy’ Georgia is–it’s not an exaggeration. From a thriving food scene to warm weather perfect for getting out and about, there are a number of reasons why Georgia is ideal for retirees, including:
Retiree-Friendly Tax Structure
Georgia is famously known for being tax-friendly to retirees and seniors. Social Security, retirement income, and up to $35,000 of IRA and 401(k) income is tax-exempt for individuals ages sixty-two to sixty-four, and $65,000 for those sixty-five and older. Seniors may also qualify to receive a deduction or exemption on property taxes.
Additionally, married spouses who file a joint return can take up to the maximum retiree deduction if they both qualify. Only plan on living in Georgia part-time? You can also enjoy these benefits prorated for how much of the year you spend in Georgia.
Affordability
The average home value in Georgia is $30,000 below the national average and about $72,000 less than homes in Florida, according to the Zillow Home Values Index. Do you want to escape the hustle and bustle of the more populated urban centers? Georgia is filled with beach communities, mountain towns, and mid-sized cities so you can still enjoy the activities you love without compromising on safety.
Pleasant Climate
Georgia provides the warm climate retirees love when finding their next home. While Georgia still enjoys four seasons, they aren’t as extreme as in other parts of the country. Summers range between eighty and ninety-five degrees, and the brief winter season stays relatively warm with lows in the fifties.
Where to Retire in Georgia
Looking for an overview of active adult retirement communities in Georgia? We’ve got you covered. These communities are designed for adults over the age of fifty-five years old who want to live an independent lifestyle while enjoying a variety of amenities and other social activities. Here is a peek at just a few of the top communities in Georgia:
Big Valley of Blue Ridge
Big Valley of Blue Ridge is a stunning gated community located in Morganton, Georgia. Retirees who love cozy mountain towns, picturesque views, and an active social life are sure to feel right at home in this community. Big Valley of Blue Ridge is filled with craft breweries, boutiques, restaurants, and open green spaces.
Osprey Cove
Searching for ocean views and coastal relaxation? Osprey Cove is located on the South Georgia coast around a nationally-ranked Mark McCumber golf course with homesites spread over almost 1,100 acres of beautiful coastal terrain. You’ll want for nothing, with access to a private dock and boat launch, a junior-olympic swimming pool, Okefenokee National Wildlife Refuge, and more.
Soleil Summit Chase
Soleil Summit Chase is located just thirty miles outside of Atlanta in Snellville, Georgia. This gated community offers a wide range of resort-style amenities, including an outdoor yoga patio, card room, resort pool with a sun shelf, pickleball courts, and community gardens. Soleil Summit Chase is also surrounded by shopping, dining, and entertainment options for those looking for a night out on the town.
Enjoy the Sunset at Private Communities
At Private Communities, we understand the need for security, relaxation, and community. Our team acts as your partner in finding your perfect community in Georgia with easy-to-use online search functions to help you narrow your search by region, state, or city.
You can also use our search function to narrow down what type of lifestyle you need from your community. Search for golf course communities, single-family homes, or mixed-used communities. Find your dream home for this next chapter of your life and enjoy the weather in Georgia by searching for your perfect gated community on PrivateCommunities.com today!
