by Robert Borges on September 16, 2024

Tennessee may not always be top of mind for lakefront living, but it's a hidden gem for those seeking stunning scenery and an active water-centric lifestyle. With a low cost of living and an abundance of natural beauty, the best lake communities in Tennessee offer something for everyone.

From the rolling hills of the Appalachian Mountains to the serene Gulf Coastal Plains, these communities are perfect for boating, fishing, or simply enjoying the peaceful waterfront views. Ultimately, Tennessee is home to 12 major lakes and reservoirs, as well as roughly 200,000 small lakes and ponds—many of which highlight the state’s top master-planned communities.

Whether you're looking for a vacation home, a family-friendly neighborhood, or a serene spot to embrace retirement, the best lake communities in Tennessee deliver the perfect mix of relaxation and recreation.

Fairfield Glade- Crossville, TN

Fairfield Glade Tennessee Lake Community

With 11 sparkling lakes ideal for boating and fishing, plus marinas, five top-tier golf courses, and exceptional fitness, tennis, and equestrian centers, it’s easy to see why this standout development is often ranked among the best lake communities in Tennessee. Offering much more than scenic beauty, Fairfield Glade is recognized as one of the “50 Best Master-Planned Communities” by Where to Retire magazine, which includes top communities in every state including 55+ communities South Carolina. Low taxes and affordable association dues, combined with its peaceful, rural setting, make this community a haven for anyone seeking an upscale lifestyle. Add in the resort-style amenities and the stunning views of lakes, mountains, and golf courses, and it's no wonder homes here are in such high demand. If you're looking for the pinnacle of lakefront living in Tennessee, this community should be at the top of your list.

Rarity Bay- Vonore, TN

Tennessee Lake Communities Rarity Bay

Perched on a scenic peninsula with breathtaking views of the Great Smoky Mountains and 10 miles of shoreline along Lake Tellico, Rarity Bay certainly stands out as one of the best lake communities in Tennessee. Whether you're looking for a second home, vacation getaway, or a peaceful waterfront lifestyle, Rarity Bay has it all. This premier lakefront community offers an impressive array of amenities, including a championship 18-hole golf course, an equestrian center, a clubhouse, swim and tennis club, and a vibrant activity center. Private boat docks along the lake add an extra layer of convenience, making it a paradise for boating enthusiasts. If you're seeking the perfect blend of serene living and top-tier amenities, Rarity Bay is a must-see among Tennessee's finest lake communities.

Tellico Village- Loudon, TN

Tennessee Lake Community Tellico Village

With 40 miles of pristine shoreline along the crystal-clear waters of Tellico Lake, this community offers some of the best Tennessee lakefront property available. Known for its strong sense of community and a wealth of recreational facilities, it's easy to see why Tellico Village is a top choice for lake living in the Volunteer State. Residents enjoy access to a world-class yacht and country club, perfect for social gatherings and fine dining, as well as state-of-the-art fitness centers, and endless opportunities for boating and fishing on Tellico Lake. The community also boasts a wide array of social, sports, and activity clubs, ensuring there's something for everyone. Whether you're looking for an active lifestyle or peaceful lakeside relaxation, this is one of the best lake communities in Tennessee to call home.

WindRiver- Lenoir City, TN

Tennessee Lake Community WindRiver

This luxury lakefront haven is easily one of the best lake communities in Tennessee, offering an unparalleled combination of natural beauty and world-class amenities. With five miles of shoreline along Tellico Lake and sweeping views of the majestic Great Smoky Mountains, WindRiver delivers a breathtaking backdrop for those seeking an upscale, lakeside lifestyle. Recognized as one of the nation’s top inland boating destinations and named by Forbes as one of the "Top 25 Places to Retire," (rivaling even Jimmy Buffet’s popular active adult communities: Margaritaville retirement living explored) this community shines not only for its pristine surroundings but also for its premier amenities. Residents enjoy access to resort-style facilities that rival the best anywhere, but it’s the unique blend of crystal-clear lakes and dramatic mountain vistas that truly sets this community apart, creating an unmatched spirit and lifestyle. If you're looking for the best lakefront living in Tennessee, this community deserves serious consideration.